To claim your Provident Fund (PF), you can do it online through the EPFO member portal by following these steps:
- Log in to the EPFO member portal using your UAN and password.
- Verify that your KYC details (Aadhaar, PAN, bank information) are up to date and verified.
- Go to the "Online Services" tab and select "Claim (Form-31, 19, 10C & 10D)".
- Enter your bank account number and verify it.
- Agree to the certificate of undertaking and proceed.
- Select the claim type you want, such as full PF settlement, partial withdrawal, or pension withdrawal.
- Provide the purpose of withdrawal and other required details.
- Submit the application. Employer approval may be required for some claims.
- Once processed, the PF amount will be credited to your bank account, typically within 15-20 days.
You can also claim PF offline by filling the appropriate forms (such as Form 19 for final settlement) and submitting them to the regional provident fund office with necessary documents. Important documents typically include Aadhaar, PAN, bank details, and a cancelled cheque. EPF withdrawal is tax-free if you have contributed for 5 consecutive years; otherwise, TDS may apply. Detailed step-by-step and form specifics are available on the EPFO website and member portal.
