"ARS" can refer to several things depending on the context:
- Auction Rate Security (ARS) – A type of variable-rate debt security sold through a Dutch auction, typically with long-term maturities but interest rates reset frequently. It was notably impacted during the 2008 financial crisis when auctions failed to attract bidders.
- Agricultural Research Service (ARS) – The chief scientific in-house research agency of the U.S. Department of Agriculture, focused on agricultural scientific solutions and innovations.
- Ars (slang) – An Israeli slang term originally used as an ethnic slur but now more broadly describing a thuggish subculture with stereotypical traits such as brashness and flashy clothing.
- ARS National Services – A legitimate debt collection agency handling various debts such as credit cards, medical bills, and utilities.
- Automated Retrieval System (ARS) – A robotic system used in libraries for automated access and retrieval of stored items.
The specific meaning depends on your context, such as finance, agriculture, culture, debt collection, or technology.