The queries relate to "aov verplicht vanaf wanneer," which in English means "AOV (disability insurance) mandatory from when." I found relevant recent information regarding the mandatory nature and timeline of AOV (arbeidsongeschiktheidsverzekering, disability insurance) for self-employed persons (zzp'ers) in the Netherlands. I will now gather current details about when AOV became or will become mandatory and the conditions/rules about the start date for the obligation.I will search specifically for when the mandatory disability insurance (AOV) obligation starts for self-employed persons in the Netherlands.{"queries":["aov verplicht vanaf wanneer zzp"]}I found multiple recent sources mentioning the mandatory AOV for self-employed persons (zzp) and its timeline with dates in 2025. Now I will extract the details explaining the exact start date or period when the AOV becomes mandatory. This will clarify from when exactly the obligation applies.{"queries":["verplichte AOV startdatum 2025","AOV zzp verplichting invoering"]}I will now fetch specific articles about the mandatory AOV start dates and regulations for self-employed persons in 2025 to provide details on when it is required from.{"urls":["[https://www.rabobank.nl/bedrijven/verzekeren/verzekeringsnieuws/verplichte- aov-zzp","https://www.sharepeople.nl/verplichte-aov- zzp/","https://www.kvk.nl/wetten-en-regels/de-verplichte-aov-voor-ondernemers- uitgelegd/"]}The](https://www.rabobank.nl/bedrijven/verzekeren/verzekeringsnieuws/verplichte- aov-zzp%22,%22https://www.sharepeople.nl/verplichte-aov- zzp/%22,%22https://www.kvk.nl/wetten-en-regels/de-verplichte-aov-voor- ondernemers-uitgelegd/%22%5D%7DThe) mandatory AOV (disability insurance) for self-employed persons (zzp'ers) in the Netherlands is expected to be introduced by the government with a start date planned for the end of 2025 or beginning of 2026. Details from recent official and financial sources indicate:
- The plan for a mandatory AOV is targeted to be finalized by the end of 2025.
- Implementation or enforcement is expected from early 2026.
- This law aims to ensure all self-employed workers have coverage for disability risks.
Thus, the obligation to have an AOV is not yet in force but will become mandatory from approximately late 2025 or early 2026 onward according to the latest updates. More exact dates and conditions should be officially confirmed by the government in the coming months.
