The Capital One Venture X card is a premium travel rewards credit card that offers extensive travel benefits including unlimited 2X miles on all purchases, 5X miles on flights and vacation rentals booked through Capital One Travel, and 10X miles on hotels and rental cars booked through Capital One Travel. It comes with a $395 annual fee, a $300 annual travel credit, and access to Capital One Lounges and over 1,300 Priority Pass lounges worldwide. The card also offers a sign-up bonus of 75,000 miles after spending $4,000 in the first 3 months. There is also a business version, the Venture X Business card, which functions as a charge card with no preset spending limit and additional business management features.
Key Features of Capital One Venture X
- Rewards: Unlimited 2X miles on all purchases, 5X miles on flights, and 10X miles on hotels and rental cars through Capital One Travel.
- Annual Fee: $395.
- Travel Credits: $300 annual travel credit for Capital One Travel bookings.
- Lounge Access: Access to Capital One Lounges and 1,300+ Priority Pass lounges worldwide.
- Bonus Miles: Earn 75,000 bonus miles after spending $4,000 in the first three months.
- Flexible Redemption: Miles can be redeemed for travel bookings, gift cards, cash, or transferred to travel loyalty programs.
- Additional Benefits: TSA PreCheck or Global Entry fee credit (up to $120).
Venture X Business vs. Venture X Consumer
- The Venture X Business card is designed for small and medium business owners, offering no preset spending limit, employee cards, expense management tools, and higher bonus miles (150,000 miles after $30,000 spend in three months).
- The Venture X consumer card is a traditional credit card with a fixed spending limit, aimed at frequent travelers focusing on personal use.
This card is considered an excellent option for frequent travelers who value premium travel rewards and benefits, especially those who frequently book through Capital One Travel.
