The Chase Sapphire Reserve is a premium credit card offering extensive travel and lifestyle benefits with an elevated annual fee of $795 (up from $550). It features a strong welcome offer of 100,000 points plus a $500 Chase Travel credit after spending $5,000 in the first three months. The card has a revamped rewards structure giving 8x points on Chase Travel purchases (flights, hotels, rental cars, cruises, activities, tours), 4x points on flights and hotels booked directly, 3x points on dining, and 1x points on other purchases. Among its travel perks are a $500 annual credit for stays with The Edit (a curated collection of hotels and resorts), a $300 flexible annual travel credit, Priority Pass lounge access with up to two guests, IHG One Rewards Platinum Elite status, a Global Entry, TSA PreCheck, or NEXUS credit of up to $120 every four years, and access to Chase Sapphire Lounges by The Club. Authorized users may be added for $195 each, with lounge access included. The redesigned Chase Sapphire Reserve aims to deliver over $2,700 in annual cardmember value if fully utilized. A business version of this card is also available, offering slightly different benefits tailored for business owners and a welcome bonus of 200,000 points after $30,000 in spend in six months. This card is best suited for frequent travelers who can utilize its many travel credits, lounge access, and premium reward opportunities, especially for bookings through Chase Travel and related travel partners. Key highlights:
Feature/Benefit| Chase Sapphire Reserve 2025
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Annual Fee| $795
Welcome Bonus| 100,000 points + $500 travel credit
Points Earning| 8x Chase Travel; 4x flights and hotels direct; 3x dining; 1x
others
Annual Travel Credits| $500 The Edit credit, $300 flexible travel credit
Lounge Access| Priority Pass Select + Chase Sapphire Lounges
Elite Status| IHG Platinum Elite through 2027
Global Entry/TSA PreCheck Credit| $120 every 4 years
Authorized User Fee| $195 per user
Annual Value Estimate| Over $2,700 if benefits fully utilized
The card offers premium travel protections, a Points Boost redemption feature to increase points value on select bookings, and curated travel and dining experiences exclusive to cardholders.
