Cheap full coverage car insurance can be found from several major providers including State Farm, Allstate, USAA, GEICO, and Travelers, with rates varying by location, driver profile, and coverage needs. For full coverage policies, average monthly premiums can range around $97 to $134 depending on the insurer and other factors.
Leading Companies Offering Affordable Full Coverage Car Insurance
- State Farm: Average $110/month for full coverage. Widely available and highly rated.
- Allstate: Around $134/month for full coverage. Offers multiple discounts.
- USAA: About $97/month for full coverage, available to military members and families.
- GEICO: Known for competitive rates and numerous discounts such as multi-vehicle, military, and bundling.
- Travelers & National General: Also among the cheapest for full coverage according to recent national data.
Discounts and Savings Tips
- Bundling home and auto insurance can reduce premiums.
- Good driving records and safety features on cars lower cost.
- Discounts typically available for military, students, seniors, multiple policies, and good credit.
- Some insurers offer low rates for low mileage or environmentally-friendly vehicles.
Risks of Choosing Cheap Car Insurance
- Some very cheap policies may limit coverage and leave high deductibles.
- Customer service and claims support vary by insurer.
- Importance of choosing reputable companies that balance cost with quality coverage.
In summary, shopping and comparing quotes from the top insurers like State Farm, GEICO, USAA, Allstate, and Travelers can help find cheap full coverage car insurance that fits budget and coverage needs safely. Using online quote tools speeds comparison and reveals best local deals with appropriate discounts applied.
