describe one downside to borrowing the maximum allowed amount of federal student loans.

One downside to borrowing the maximum allowed amount of federal student loans is that it can lead to a large debt burden after graduation, which may cause significant financial strain. This substantial debt can result in high monthly loan payments that could delay or prevent other important financial goals, such as buying a home, saving for retirement, or building an emergency fund. Additionally, if a borrower struggles to repay the loans, it could lead to loan default, which seriously impacts credit scores and financial stability.