The cost of surrogacy in 2025 in the United States typically ranges from $90,000 to $230,000, with an average range often cited between $100,000 to $200,000. The final cost depends on various factors including the surrogate's compensation, medical expenses, agency and coordination fees, legal costs, insurance, and additional expenses such as travel or lost wages for the surrogate.
Cost Breakdown
- Surrogate Compensation: $40,000 to $80,000+ depending on experience and additional fees for C-section, twins, or travel.
- Medical and IVF Expenses: $15,000 to $35,000+ for IVF cycles, embryo transfer, medications, and prenatal care.
- Agency Fees: $25,000 to $60,000 for screening, matching, case management, and coordination.
- Legal Fees: $3,000 to $6,000+ for contracts and parental orders.
- Insurance for Surrogate: $8,000 to $25,000 depending on coverage.
- Travel and Accommodation: Around $5,000 or more if needed.
Variability
- Costs vary by state, with some states like California, New York, and Illinois being more expensive.
- International surrogacy options may be cheaper but involve other legal and travel complexities.
- Independent surrogacy (without an agency) can reduce costs but requires managing the process.
This range covers typical comprehensive surrogacy journeys including legal, medical, and agency-related expenses, reflecting the significant financial investment involved in surrogacy in 2025 in the U.S. context.
