International bank transfers typically take between 1 to 5 business days to complete. The exact duration depends on several factors, including the banks involved, the countries, the currency conversion, the presence of intermediary banks, and whether the transfer was initiated during banking hours. Transfers within the Single European Payment Area (SEPA) usually take one business day if in euros, while transfers to non-EU countries may take up to a week or even longer in some cases. Some banks offer same-day or expedited international transfers for a fee under specific conditions. Transfers are generally not processed on weekends or public holidays, which can also affect timing. Currency conversion and different time zones can add additional time to the process.
