BPAY payments typically take effect the same business day if made before 6:00 PM Melbourne time on a business day. Payments made after 6:00 PM, or on weekends or public holidays, are usually treated as received by the biller on the next business day. However, the actual crediting to the biller's account depends on the biller's bank processing times and policies.
Details on BPAY Timing
- Payments before 6:00 PM on business days: sent to the biller's bank same day, treated as received that day.
- Payments after 6:00 PM or on non-business days: processed next business day.
- Actual posting to biller's account can vary depending on the biller's bank.
Thus, if one pays early enough on a business day, the biller effectively receives the payment the same day. Otherwise, the payment processing delays till the next business day and possibly longer depending on banking systems.
