The federal tax refund typically takes up to 21 days to process after the IRS has accepted the tax return if it is e-filed and the refund is direct deposited. Paper-filed returns can take 4 to 8 weeks to process. This timing can be influenced by factors such as when the return is filed, the type of credits claimed (e.g., Earned Income Tax Credit or Child Tax Credit), and whether there are any errors or IRS processing delays. Generally:
- E-file and direct deposit: about 3 weeks (up to 21 days)
- E-file with a check mailed: about 4 weeks
- Mail-in return with direct deposit: 4 to 8 weeks
- Mail-in return with a check mailed: 4 to 9 weeks
Refunds with certain credits may be delayed for verification and refund status can be checked within 24 hours after IRS acceptance using the IRS "Where's My Refund?" tool or IRS2Go app.
