The IRS typically approves and issues most tax refunds within about 21 days after your return has been accepted. If you e-file your return and choose direct deposit, you can expect your refund in less than three weeks, often faster. Paper-filed returns generally take longer, about six to eight weeks for approval and refund issuance
. Here is a summary of typical refund timelines based on filing and refund delivery methods:
Filing & Refund Method| Typical Time to Receive Refund After Acceptance
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E-file with Direct Deposit| 1 to 3 weeks
E-file with Mailed Check| About 1 month
Paper file with Direct Deposit| About 3 weeks
Paper file with Mailed Check| 6 to 8 weeks
The IRS usually acknowledges e-filed returns within 24 to 48 hours, and once accepted, the refund approval process begins. After approval, it may take a few days for the funds to be deposited into your bank account or for a check to arrive in the mail
. Delays can occur due to mismatched information, missing signatures, required attachments, or math errors, which can extend the approval and refund timeline
. In summary, for most taxpayers who e-file and opt for direct deposit, the IRS refund approval and issuance process takes about three weeks or less from acceptance. Paper returns and mailed checks take longer, up to eight weeks
