The amount you can withdraw from an ATM depends primarily on your bank, account type, and sometimes the specific ATM used. Generally, daily ATM withdrawal limits range from about $300 to $3,000 for most banks, though some banks offer higher limits up to $5,000 or more for premium accounts. Typical ATM withdrawal limits:
- Most banks set daily limits between $300 and $1,000 for standard accounts.
- Premium or elite accounts often have higher limits, sometimes up to $3,000 or $5,000 daily.
- Some banks like Capital One may allow up to $5,000 per day.
- Single withdrawal limits at an ATM usually range from $500 to $2,500 per transaction.
For example, Bank of America typically has a $1,000 daily ATM withdrawal limit, Chase ranges from $500 to $3,000, and Santander allows up to $2,500 daily
. How to find your specific limit:
- Check your account documents or bank’s mobile app.
- Visit your bank’s website or FAQ page.
- Call your bank’s customer service.
Ways to access more cash if needed:
- Withdraw larger amounts in person at a bank branch with a teller.
- Request a temporary increase in your ATM withdrawal limit by contacting your bank.
- Use cash-back options at stores or peer-to-peer payment apps to transfer funds instead of cash withdrawals
In summary, while the exact amount varies, most people can withdraw between $300 and $3,000 per day from an ATM, with the possibility of higher limits depending on the bank and account type. For amounts beyond your ATM limit, visiting a bank branch or requesting a limit increase is the best approach
