The amount you can withdraw from an ATM in a day typically ranges between $300 and $1,500, but it can vary widely depending on your bank, account type, and the ATM itself. Some banks set limits as low as $300, while others allow up to $5,000 daily for premium accounts
. Key points about ATM withdrawal limits:
- Daily Limits: Most banks impose a daily withdrawal limit to protect against fraud and ensure cash availability. Common limits are between $500 and $2,500 per day, but some banks like Capital One may allow up to $5,000
- Per Transaction Limits: Some ATMs also have per-transaction caps (e.g., $500 per transaction), so you may need multiple withdrawals to reach your daily limit
- Account Type Impact: New or basic accounts often have lower limits, whereas premium or longstanding customers may have higher limits
- Bank Examples:
- Bank of America: Around $1,000 daily
- Chase: $500 to $3,000 daily
- Capital One: Up to $5,000 daily
- PNC: Around $2,500 daily
- Citi: $1,500 to $2,000 daily
If you reach your daily ATM withdrawal limit but still need cash, options include getting cash back at stores, visiting a bank branch to withdraw in person, or using peer-to-peer payment apps to transfer money
. In summary, your exact ATM withdrawal limit depends on your bank, account type, and ATM, but it generally falls between $300 and $1,500 daily, with some banks allowing higher limits for certain customers
