The amount you can withdraw from an ATM depends largely on your bank, the type of account you have, and your debit or ATM card type. In India (2025), ATM withdrawal limits typically range from about ₹20,000 to ₹1,00,000 per day for most cards, with premium debit cards allowing higher limits up to ₹3,00,000 or more in some cases. For example, SBI cards have limits between ₹40,000 and ₹1,00,000 per day depending on the card type, while HDFC Bank limits vary from ₹25,000 for standard cards up to ₹3,00,000 for premium cards. Most banks also charge a fee after a certain number of free ATM transactions per month, commonly ₹23 per transaction after the free limit is exceeded. The exact daily withdrawal limit can often be increased by contacting the bank or using online banking services. In other countries, limits vary widely; for example, in the UK, limits range from £250 to £750 depending on the account type. So, the maximum ATM withdrawal per day is usually set by the bank and depends on the card and account held, with typical limits around ₹40,000 to ₹1,00,000 daily in India and differing globally by country and institution.
