The average monthly car insurance cost varies by country and region:
- In the UK, the average monthly car insurance cost in 2025 is about £55.39, with total annual premiums around £664.68, though costs vary month to month and by region.
- In the US, average monthly costs range widely by state cost categories from about $79.83 in low-cost states, $105.36 in medium-cost states, to $157.27 in high-cost states for liability-only policies. Full coverage averages around $203 to $223 per month, with minimum coverage about $61 to $67 per month.
- Factors such as state, coverage type, driving record, age, and credit history strongly influence individual premiums.
Thus, typical car insurance per month can be roughly $80 to $220 in the US and about £55 in the UK in 2025, with wide variation depending on specifics.
