The average cost of car insurance per month varies widely depending on coverage type, state, and individual factors such as age and driving record.
- For a full coverage policy nationwide, the average monthly cost is around $193 to $224
- For minimum liability coverage, the national average is about $67 per month
- Costs vary by state category: low-cost states average about $80 per month, medium-cost states about $105, and high-cost states about $157 for liability-only policies
- Specifically in Texas, average car insurance costs approximately $143 per month for full coverage, $67 per month for minimum liability, with some sources citing $182 per month for full coverage and $62 for minimum coverage
Overall, monthly car insurance costs typically range from around $67 for minimum coverage in low-cost states to over $200 for full coverage in higher- cost areas. Your exact premium will depend on your location, coverage level, driving history, and other risk factors.
