The standard monthly premium for Medicare Part B in 2025 is $185.00, which is an increase of $10.30 from $174.70 in 2024
. In addition to the premium, there is an annual deductible of $257 in 2025, up from $240 in 2024
. After meeting the deductible, beneficiaries typically pay 20% of the Medicare-approved amount for covered services. For individuals with higher incomes, the Part B premium is higher due to an income-related monthly adjustment amount (IRMAA). For example, in 2025, those with a 2023 individual income above $106,000 (or $212,000 for joint filers) pay premiums ranging from $259 up to $628.90 per month depending on income level
. Summary:
- Standard Part B premium (2025): $185/month
- Annual deductible (2025): $257
- Higher-income premiums range: $259 to $628.90/month depending on income
These costs cover outpatient services, doctor visits, durable medical equipment, and preventive services under Medicare Part B
