how much is the state pension uk

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The UK State Pension amounts for the financial year 2025-26 are as follows:

  • The full new State Pension (for those reaching State Pension age on or after 6 April 2016) is £230.25 per week, which amounts to £11,973 per year. This is based on having 35 qualifying years of National Insurance contributions.
  • The basic State Pension (for those who reached State Pension age before 6 April 2016) is £176.45 per week, or £9,175 per year, which usually requires 30 qualifying years.

These rates have increased by around 4.1% from the previous year due to the government's triple lock policy, which ensures pensions rise with inflation, average earnings growth, or 2.5%, whichever is highest. Actual amounts received may differ depending on individual National Insurance records and any contracted-out periods. In summary:

Pension Type| Weekly Amount| Yearly Amount| Qualifying Years Needed
---|---|---|---
New State Pension| £230.25| £11,973| 35
Basic State Pension| £176.45| £9,175| 30

These figures apply from 6 April 2025 onwards.