To add cash to Apple Pay, you actually add money to your Apple Cash balance, which is a digital prepaid card within the Wallet app. Here’s how to do it:
- Set up Apple Cash if you haven’t already:
- Open the Settings app on your iPhone or iPad.
- Scroll down and tap Wallet & Apple Pay.
- Turn on Apple Cash and follow the prompts to set it up, including agreeing to terms and verifying your identity if required
- Add a debit or prepaid card to Wallet if you don’t have one linked yet, as you need this to add money to Apple Cash:
- Open the Wallet app.
- Tap the + icon to add a card.
- Follow the instructions to add and verify your debit or prepaid card
- Add money to Apple Cash :
- Open the Wallet app on your iPhone.
- Tap your Apple Cash card.
- Tap the More button (three dots) in the upper right corner.
- Tap Add Money.
- Enter the amount you want to add (minimum $10).
- Tap Add.
- Choose the debit or prepaid card you want to use to fund Apple Cash.
- Authenticate the transaction using Face ID, Touch ID, or your passcode
You can also do this on an iPad, Apple Watch, or Apple Vision Pro by navigating similarly through Settings or the Wallet app to your Apple Cash card and selecting Add Money
. Additional notes:
- Apple Pay itself is a payment system that uses your linked cards or Apple Cash balance for transactions; you cannot add cash directly to Apple Pay without using Apple Cash
- There are no fees to add money to Apple Cash using a debit or prepaid card.
- You can set up Auto Reload to automatically add funds when your Apple Cash balance falls below a set amount
In summary, to add cash to Apple Pay, you add money to your Apple Cash balance via a linked debit or prepaid card through the Wallet app. This balance can then be used for purchases or sending money via Apple Pay
