To cancel Geico insurance, the most effective and common method is to call Geico's customer service at 1-800-841-1587. You will need to have your policy number ready and say "cancel insurance policy" followed by "auto" if prompted by the automated system. The cancellation process is done over the phone, as Geico does not allow cancellations online or through the app. Key points to remember:
- Have your policy number and desired cancellation date ready.
- It is important not to cancel your Geico insurance until you have new coverage in place to avoid a lapse.
- There is generally no cancellation fee, but a refund for any unused portion of prepaid premiums may be issued.
- After requesting cancellation, confirm with Geico to receive a cancellation confirmation and check on any applicable refunds.
Geico advises that canceling by phone typically takes less than 10 minutes, and the cancellation can often take effect as soon as the next business day after the call.