To close your HDFC Bank account, you cannot complete the process fully online; it requires a branch visit. Here is the step-by-step procedure:
- Withdraw all funds from your account and ensure there are no pending dues or transactions.
- Download the Account Closure Form from the official HDFC Bank website.
- Fill out the form carefully , providing your account details, reason for closure, and signature.
- Gather required documents , including valid identity proof (PAN card, Aadhaar, passport), the passbook, and unused cheque leaves or debit cards.
- Visit the nearest HDFC Bank branch with the filled form and documents. Submit them to the bank officials.
- The branch will verify your documents and process your closure request, issuing an acknowledgment receipt.
- Your account will typically be closed within 10 working days.
Charges:
- No charges if closed within 14 days of opening.
- Rs. 500 (Rs. 300 for senior citizens) if closed within 1 year.
- No charges if closed after 1 year.
While some sources mention initiating closure requests online via net banking, the final submission and verification must be done in person at the branch
. In summary, you can start by downloading the closure form online, but you must visit the branch to complete the closure process.
