To close an HDFC credit card, there are multiple ways including online and offline methods:
Online Methods
- Use the official HDFC Net Banking portal or the HDFC MyCards mobile app.
- Log in with your registered mobile number, select the credit card to close, specify a reason, and authenticate via OTP to submit the closure request.
Offline Methods
- Call HDFC customer care at 1800 202 6161 or 1860 267 6161 to request cancellation.
- Send a written application or closure request form to the HDFC Bank Cards Division at their postal address in Chennai, including details like credit card number and reason for closure.
- After the closure request is processed, cut the physical card diagonally.
Important Notes
- Clear any outstanding dues and redeem reward points before closing the card.
- Your credit card should be closed within 7 business days after the request as per RBI mandates.
- Closing the primary credit card will also cancel any add-on cards linked to it.
- Keep written confirmation of the closure for future reference.
This stepwise and comprehensive approach ensures proper closure of the HDFC credit card and avoids future liabilities or issues.
