how to close pf account

To close your Provident Fund (PF) account permanently, follow these key steps:

Conditions for Closing PF Account Permanently

You can close your PF account permanently only under specific circumstances:

• Upon retirement, after which you can withdraw your entire EPF amount.
• After leaving a job, you can close the account following final settlement.
• In the event of the account holder’s death, the nominee receives the amount and the account is closed

How to Close PF Account Online

1. Log in to EPFO Member Portal: Use your Universal Account Number (UAN) and password to sign in on the EPFO website.
2. Navigate to Online Services: Select the option "Claim (Form-31, 19, 10C & 10D)" to initiate the claim process.
3. Fill and Submit Composite Claim Form: Complete the form (Composite Claim Form with Aadhaar) online or download and submit it physically to the jurisdictional EPFO office if required.
4. Upload Required Documents: These include bank account details, a blank cancelled cheque with account number and IFSC code, identity proof, and address proof.
5. Track Application Status: After submission, you can track your claim status online until the amount is credited and the account is closed

Offline Process

• Download the Composite Claim Form.
• Submit it along with required KYC documents to the EPFO office.
• Your employer’s involvement is not mandatory for the claim submission

Important Notes

• You cannot close your PF account while still employed; instead, transfer your PF balance to the new employer’s account if you change jobs.
• Once a PF account is closed permanently, it cannot be reactivated.
• Ensure your KYC details are updated to avoid delays.
• Typically, the closure process takes about 15-30 days after submission

By following these steps, you can successfully close your PF account permanently and withdraw your accumulated funds.