To fill out a check correctly, follow these steps:
- Write the Date
Fill in the current date on the line at the top right corner of the check. This lets the bank and the recipient know when the check was written. You can also postdate the check by writing a future date if you want the check to be cashed later
- Write the Payee's Name
On the line labeled "Pay to the order of," write the full name of the person or company you are paying. If you don’t know the exact name, you can write "cash," but this is risky as anyone can cash it
- Write the Payment Amount in Numbers
In the small box on the right side, write the amount you are paying in numbers, including dollars and cents (e.g., $130.45). Be sure to write clearly to avoid processing errors
- Write the Payment Amount in Words
On the line below the payee’s name, write out the payment amount in words to match the numerical amount. For example, $130.45 would be written as "one hundred thirty and 45/100." Use the fraction format for cents over 100. If it’s a round number, add "and 00/100." Start writing at the left and draw a line to the end of the space to prevent alterations
- Fill in the Memo Line (Optional)
Use the memo line to note what the payment is for, such as an invoice number or rent month. This is optional but helpful for record-keeping
- Sign the Check
Sign your name on the line at the bottom right. Without your signature, the check is invalid and cannot be cashed or deposited
Following these steps ensures your check is properly filled out and can be processed without issues. Always use legible handwriting and double-check all fields for accuracy
