how to reverse money sent to wrong number

2 days ago 8
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To reverse money sent to the wrong number, the typical steps include acting quickly to cancel the transaction if possible, contacting the service provider or bank immediately, and requesting a reversal or refund. For specific mobile money services like MTN MoMo, you can dial a USSD code to initiate a reversal if the money hasn't been withdrawn yet. For Mpesa, contacting customer care and requesting a reversal is the key step. If the money was sent to a bank account, contacting the bank with transaction details is essential, but the refund often depends on the recipient's cooperation. If the recipient hasn't withdrawn the money, a cancellation is more likely to succeed. Here are general steps applicable to most situations:

  1. Act quickly to try to cancel or reverse the transaction if the platform allows.
  2. Contact your bank or mobile money provider’s customer care immediately.
  3. Provide transaction details including the wrong number, amount, and time.
  4. Request a reversal of the transaction or a refund.
  5. If possible, contact the recipient to ask for a refund.
  6. If the money has been withdrawn by the wrong recipient, it may be difficult to recover without legal action.

Specific instructions may vary by service provider, for example:

  • MTN MoMo: Dial *165# and select "initiate reversal" if the funds are not withdrawn.
  • Mpesa: Call Safaricom customer care via 100 and insist on a reversal.
  • Airtel Money: Dial *185# option 10 to reverse.

Always double-check recipient details before sending to avoid this issue.