To use Zelle, follow these steps:
- Enroll with Zelle through your bank's mobile app or online banking by registering your email address or U.S. mobile phone number.
- To send money, select Zelle in your banking app, then choose a recipient by entering their email or phone number.
- Enter the amount you want to send, add a note if desired, and confirm to send the money.
- The money is typically transferred directly to the recipient's bank account within minutes.
- To receive money, share your enrolled email or mobile number with the sender.
Zelle is fast, secure, and free to use with most U.S. banks. It is important to send money only to people you know and trust, as payments cannot be canceled once sent. Many major banks include Zelle in their mobile banking apps, making it convenient to access.