is it illegal to drive without insurance

It is illegal to drive without insurance in almost every U.S. state except Virginia and New Hampshire. Most states require drivers to have at least the minimum liability insurance coverage to demonstrate financial responsibility for accidents. Driving without insurance can lead to penalties such as fines, license suspension, vehicle registration suspension, and even possible jail time in some states. The specific penalties vary by state but generally include monetary fines and administrative sanctions. In Virginia, drivers without insurance must pay an uninsured motor vehicle fee, and in New Hampshire, insurance is only required if the driver is at fault in an accident. Without insurance, drivers are fully liable for damages and injuries caused in an accident, which can result in significant financial and legal consequences.