The phrase that relates to all of the different money decisions you make each day is personal finance.
Explanation
Personal finance encompasses managing your money through budgeting, spending, saving, investing, and planning for future financial needs. It includes everyday decisions like how to spend your income, whether to save or invest, how to manage debt, and how to plan for expenses or emergencies. Thus, personal finance is the overarching concept that includes all the money- related choices made daily.