The key changes to the UK state pension age and retirement are as follows:
- The state pension age is rising from 66 to 67 starting between 2026 and 2028 for those born on or after 6 April 1960.
- For people born after this, the state pension age will gradually increase to 68 between 2044 and 2046, though this may be brought forward depending on future reviews.
- The exact date a person can claim their pension depends on their date of birth, with incremental monthly increases in pension age for those born between April 1960 and March 1961.
- The state pension amount increased by 4.1% from April 2025 under the triple lock system, with the full new state pension now at £230.25 per week.
- The pension age rises equally for men and women, continuing previous equalisation and increase trends since the early 2000s.
- A third periodic review of the state pension age started in July 2025, examining if further changes are needed based on life expectancy and other factors.
These changes mean that many people will have to work longer before receiving the state pension, reflecting longer life expectancy and financial sustainability considerations.
