what are financial values?

Financial values are the core beliefs and principles that guide an individual's financial decisions and behaviors, influencing how they save, spend, and invest money. These values act as a compass for managing money, reflecting what truly matters to a person, such as security, freedom, generosity, stability, or family. They shape financial habits and help align money management with personal life priorities and goals, leading to a more fulfilling financial life. Understanding and identifying financial values can improve decision-making and financial planning by ensuring these actions match one's deeper values and aspirations.