Devoted Health offers several types of Medicare Advantage plan options in 2025, including:
- HMO (Health Maintenance Organization) plans: These plans generally require the use of a specific network of doctors and hospitals, often need referrals to see specialists, and usually have limited out-of-network coverage.
- PPO (Preferred Provider Organization) plans: These offer more freedom to see any provider that accepts the insurance without needing referrals. You can also get out-of-network care, though it may cost more.
- SNPs (Special Needs Plans): These plans are tailored for people with specific diseases or characteristics. Devoted Health offers:
- Chronic Condition SNPs for members with chronic conditions like diabetes or heart disease.
- Dual-Eligible SNPs for members eligible for both Medicare and Medicaid.
Devoted Health Medicare Advantage plans include benefits such as prescription drug coverage, dental and eyewear allowances, food and home expense allowances, routine hearing exams, and over-the-counter allowances. Plan availability varies by location, with coverage in about 13 to 20 states depending on the source.
In summary, Devoted Health's main plan options are HMO, PPO, and specialized SNP plans designed to fit various healthcare needs and preferences.
