To open a bank account, you typically need the following documents and information:
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Government-issued photo ID: Almost every bank requires a form of government-issued ID to verify your identity, such as a driver’s license, state-issued ID card, or passport.
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Social Security number or taxpayer identification number: This is essential for identity verification and tax purposes.
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Proof of U.S. residency: This may include a U.S. government-issued photo ID, student/employer photo ID, current utility bill, or rental agreement showing your name and U.S. physical address.
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Initial deposit: Some banks require an initial deposit to open an account, while others allow you to open an account without a deposit.
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Additional information for specific circumstances:
- Identification details for other applicants if opening a joint account.
- Co-owners signature if the account holder is under 18.
- For non-U.S. citizens residing in the U.S., a U.S. visa, ITIN (Individual Tax Identification Number), and proof of both permanent and local address may be required.
Its important to note that specific requirements may vary by financial institution, so its advisable to check with the bank or credit union where you intend to open the account for their exact documentation and eligibility requirements.
