An HOA, or Homeowners Association, is a private, legally incorporated organization that governs a residential community such as a subdivision, planned neighborhood, townhouse complex, or condominium building. It sets and enforces rules and regulations for the properties and residents within its jurisdiction, often outlined in a document called CC&Rs (Covenants, Conditions, and Restrictions). Membership in an HOA is typically mandatory for homeowners in the community, and members pay fees or dues that cover maintenance of common areas and community amenities like landscaping, pools, or fitness centers. The HOA is usually managed by a board of directors elected from the community residents
. The purpose of an HOA is to maintain property values, ensure uniformity, and manage shared spaces and services. While HOAs can help keep neighborhoods well-maintained and orderly, they may also impose restrictions on homeowners' activities, such as exterior home modifications or landscaping choices. Violations of HOA rules can result in fines or other penalties
. In summary, an HOA is a governing body for a residential community that collects fees, enforces rules, and manages shared property to maintain the community's quality and property values
