Driving without insurance can result in serious consequences, including fines, license suspension, registration suspension, and even jail time. The specific penalties vary by state, but in Minnesota, for example, the penalties for driving without insurance can include fines up to $1,000, suspension of license and registration, and even jail time. If you cause an accident while driving without insurance, you may be responsible for paying for the damages out-of-pocket and may face expensive car insurance premiums when you obtain insurance in the future. It is important to note that car insurance is required in every state except for Virginia and New Hampshire, where the car insurance requirement can be waived if you are able to provide proof of financial responsibility.