A closing date on a credit card is the last day of the billing cycle, which determines how much you owe when your credit card payment is due
. It is the day when your credit card company adds up all of your transactions from the last month, and any interest charges you owe
. The closing date is usually between 21 and 30 days after your statement closing date
. It can be found on your credit card statement, account overview page, or payment tab
. The closing date is different from the payment due date, which is the day that you must pay at least the minimum amount due
. The due date is at least 21 days after the closing date, when the credit card statement was generated
