A voided check is a regular paper check on which the word "VOID" is written across the front, typically in large letters. This makes the check invalid for use as a payment or withdrawal instrument. The primary purpose of voiding a check is to ensure it cannot be used fraudulently while still allowing the banking information printed on it—such as your bank's routing number and your account number—to be visible. Voided checks are commonly used to provide account details for setting up direct deposits, automatic bill payments, payroll services, or other electronic transactions. By giving a voided check, you provide essential banking information securely without the risk of someone using the check to withdraw money from your account. To void a check correctly, you should write "VOID" across the face of a blank check using a blue or black pen, making sure not to obscure the routing or account numbers at the bottom. The voided check is then used only to share account information, not to make payments or withdrawals. In summary, a voided check:
- Cannot be used to pay or withdraw money
- Contains useful banking info like routing and account numbers
- Is used to set up direct deposit, automatic payments, or verify account details
- Helps protect against fraudulent use of your check
Voiding a check is a simple but important step to securely share bank account details for electronic transactions without risking financial misuse.
