what is an aba number for a bank

1 year ago 77
Nature

An ABA number, also known as a routing number or routing transfer number, is a sequence of nine numeric characters used by banks to identify specific financial institutions within the United States. It is used for wires and electronic automatic clearing house (ACH) transactions such as electronic funds transfer, direct deposit, direct payment of consumer bills, e-checks, and tax payments, among others. The ABA Routing Number was developed by the American Bankers Association in 1910 to identify the specific financial institution responsible for the payment of a negotiable instrument. The ABA Routing Number is the left-most number on a check, followed by the account number, and then by the number of the check.

Here are some ways to find your ABA number:

  • On a check: You can find your ABA routing number at the bottom left corner of a check, followed by your account number and the check number.

  • Online banking: You can find your ABA routing number by logging into your online banking account and selecting the desired account. Then, select the Account options link (below the available balance), followed by Account information. You’ll see the last four digits of your account number which links to the full account number and the routing number.

  • Bank statement: You can use the third and fourth digits of your account number to determine your routing number. You can find your account number in the top of the right column of a bank statement.

Its important to note that your ABA routing number may not always be the same as the routing number printed on your bank checks, so it's best to contact your bank for the appropriate ABA number.