An EBT (Electronic Benefits Transfer) card is used to electronically deliver government benefits to eligible recipients, functioning like a prepaid debit card. It allows users to purchase food and other approved items at participating stores and locations. Specifically, it is used to access benefits from programs such as the Supplemental Nutrition Assistance Program (SNAP), which provides food benefits, and Temporary Assistance for Needy Families (TANF), which provides cash benefits. SNAP benefits can only be used to buy food and non-alcoholic beverages, while cash benefits can be used for a wider range of purchases or cash withdrawals at ATMs. The card is accepted nationwide at authorized retailers and can also be used for online grocery shopping in some states
. In summary, the EBT card is primarily used to:
- Buy groceries and eligible food items like bread, fruits, vegetables, dairy, meat, and seeds to grow food
- Access cash benefits for basic needs such as housing, utilities, and clothing, depending on the program
- Make purchases at participating retailers and withdraw cash at ATMs if cash benefits are included
The card is loaded monthly with benefits, secured by a PIN, and balances can be checked online or via mobile apps
