what is chip healthcare

The Childrens Health Insurance Program (CHIP) is a program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. CHIP is available in every state, and each state offers its own CHIP coverage and works closely with its state Medicaid program. CHIP also covers pregnant women in some states. The program provides comprehensive coverage, including routine check-ups, immunizations, doctor visits, prescriptions, dental and vision care, and emergency services. CHIP benefits are different in each state, and each state program has its own rules about who qualifies for CHIP. You can apply for CHIP coverage any time of year, and if you qualify, your coverage can begin immediately. To apply for CHIP, you can call 1-800-318-2596 (TTY: 1-855-889-4325) or apply for Medicaid coverage to your state agency.