what is current app

Current is a mobile banking app that offers transparent banking on the go. It is a financial technology company, not a bank, and banking services are provided by Choice Financial Group, which is a member of FDIC. The app is designed to meet your financial needs and help improve your financial outcomes. Current offers both Basic and Premium accounts, and there is no monthly fee for either account. The app provides instant spending notifications every time you swipe your card, when your paycheck arrives, when your gas holds are removed, and more. Current also offers fee-free overdraft and fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S. . With Current, you can earn up to 4.00% APY on your savings with Pods when you receive and maintain a qualifying direct deposit. You can also buy and sell cryptocurrency from the app, with no trading fees. Current has accumulated thousands of reviews on the Apple App Store and Google Play, and many of Current’s users have good things to say about the online bank’s features, customer support, and interest in Savings Pods.