Google Pay is a mobile payment service developed by Google that enables users to make payments with Android phones, tablets, or watches). It allows users to make contactless payments in-app, online, and in-person, and authenticate via a PIN, passcode, or biometrics such as 3D face scanning or fingerprint recognition). Some of the key features of Google Pay include:
-
Contactless payments: Users can make contactless payments in stores using their Android phone.
-
Online payments: Users can buy items online or in apps.
-
Money transfers: Users can send money to friends and family, make group payments, and split bills.
-
Transit payments: Users can pay for transit using their phone.
-
Rewards: Users can earn rewards for eligible transactions and referrals.
-
Security: Google Pay uses encryption to store payment details safely and allows users to authenticate via a PIN, passcode, or biometrics).
Google Pay is available in 71 countries as of 2023). Users can add their card details to their Google Account, and they will be stored safely for a smoother checkout experience. Google Pay uses near-field communication (NFC) to transmit card information, replacing the credit or debit card chip and PIN or magnetic stripe transaction at point-of-sale terminals).