what is npci mapping

NPCI mapping is a process of associating a bank with an Aadhaar number, which is facilitated by the National Payments Corporation of India (NPCI) for Direct Benefit Transfer to the respective bank account. The NPCI acts as an Aadhaar Card repository that enables linking it with any desirable bank account. The basic idea behind the linking is to provide a scope to route the payments from Aadhaar linked bank accounts to the receiver’s bank account conveniently. The NPCI mapper is essential for those who need to ensure their Aadhaar-based payments are routed to the correct bank. The Aadhaar number and IIN are required for Aadhaar link with NPCI with a bank account. It is important to link Aadhaar with NPCI to avoid any inconvenience in receiving Direct Benefit Transfer payments.