The term "porch monkey" is a racial slur that is used to characterize Black people as lazy and unintelligent. It is considered highly offensive and derogatory. The origin of the term refers to how poor people frequently sat on their front porches during hot weather. The use of this term is inappropriate and should be avoided. The term "porch money" seems to be a typographical error. If you meant to ask about something else, please provide more context or clarify the question.