what is root insurance

Root Insurance is a car insurance company that was founded in 2015. It is a usage-based insurance company, meaning it uses telematics to track driving behavior and offers car insurance primarily based on how the customer drives. The company claims to offer lower insurance premiums for good drivers and provides standard car insurance coverage, including bodily injury liability, property damage liability, medical coverage, and roadside assistance. Root Insurance is available in a limited number of states and is known for its app- based approach, allowing customers to manage their policies entirely through a smartphone app. The company does not cover bad or high-risk drivers, and it is not available in every state. Root Insurance has received mixed online reviews, with a 4.3-star rating on Trustpilot but a lower rating on the BBB. The company's approach to car insurance is based on the belief that good drivers should pay less for auto insurance