what is sr22 insurance

SR-22 insurance is not actually a type of insurance, but rather a form filed with the state to prove that a driver has the minimum required auto liability coverage. It is typically required for high-risk drivers who have been convicted of certain driving-related violations, such as DUI, reckless driving, or driving without insurance. The SR-22 form serves as proof that the driver has purchased the minimum required auto coverage in the state. The driver may be required to maintain the SR-22 status for about three years, and failure to comply with its terms may result in the suspension of the driver's license. If the policy lapses or expires during this period, the insurance company is required to notify the state. Once the state's time requirements are properly fulfilled, the SR-22 status is typically lifted