Supplemental Security Income (SSI) is a federal program administered by the Social Security Administration (SSA) that provides monthly cash benefits to people with limited income and resources who are either aged 65 or older, blind, or have a qualifying disability. Children with disabilities or blindness may also receive SSI. Key points about SSI benefits:
- SSI is designed to help cover basic needs such as food, clothing, and shelter.
- Unlike Social Security benefits, SSI is not based on prior work history but on financial need.
- SSI benefits are funded by general U.S. Treasury funds (not Social Security taxes).
- Individuals must be U.S. citizens or nationals (or certain noncitizens), reside in one of the 50 states (or DC or Northern Mariana Islands), and meet eligibility criteria related to age/disability and limited income/resources.
- SSI recipients often qualify for other benefits as well, like Medicaid for medical costs and may be eligible for supplemental state payments and food assistance.
- The program pays monthly benefits on the first of each month.
In summary, SSI provides financial assistance to older adults, blind people, and those with disabilities who have very limited income and resources to help meet basic living expenses. Would you like additional details on eligibility criteria, benefit amounts, or how to apply for SSI?