Surrogacy is a process in which a woman carries and delivers a child for a couple or individual who is unable to carry a pregnancy to term. There are two types of surrogacy: traditional and gestational. In traditional surrogacy, the surrogate mother is artificially inseminated with the fathers sperm and carries the baby to term. The child is genetically related to the surrogate mother, and the intended mother must usually do an adoption process to become the legal mother of the baby. In gestational surrogacy, the embryo is created through in vitro fertilization (IVF) using the eggs and sperm of the intended parents or donors. The embryo is then transferred to the surrogate who carries the pregnancy. The surrogate is not genetically related to the child. The surrogacy process involves several steps, including finding a surrogate carrier, signing legal contracts, and undergoing medical and psychological screenings. The cost of surrogacy can range from $80,000 to $120,000, depending on various factors such as whether the surrogate has her own medical insurance or whether a surrogacy-pregnancy policy needs to be purchased for her. It is important to review state laws regarding surrogacy before making a decision, as laws vary from state to state.