what is the best definition of a credit score?

The best definition of a credit score is that it is a numerical expression or three-digit number representing an individual's creditworthiness based on an analysis of their credit files and repayment history. It reflects the likelihood of a person repaying borrowed money on time, helping lenders assess the risk of lending. Credit scores typically range from 300 to 850, with higher scores indicating better creditworthiness and more favorable loan terms.