The best investment right now in September 2025 depends on risk tolerance, investment horizon, and goals. Here are some top options:
- Real estate investment, including direct rental property, real estate investment companies (SCPI), and real estate crowdfunding, offers returns from about 4.7% to 8-10% but with varying risk and capital requirements.
- Short-term investments include savings accounts, fixed-income securities, equities (especially AI stocks like Nvidia, Palantir, AMD), and cryptocurrencies. ETFs provide diversification and easy access.
- Low-risk investments with safety and liquidity focus include preferred stocks, high-yield savings accounts, certificates of deposit, treasury securities, and Treasury Inflation-Protected Securities (TIPS).
- Growth stocks, dividend stocks, bond funds, and mutual funds are good long-term investment options.
- For stock market focus, some stocks and mutual funds have been highlighted for strong performance, including some AI and tech-related equities.
The best choice depends on whether an investor prioritizes safety, income, growth, or short-term liquidity.